About
An objective alternative to the claims process
Index insurance pays out against measured, independent data, instead of an assessor's visit — that is the shift we design, price and operate around. But data-triggered cover on its own is not the whole answer. We work from a wider definition of resilience: financial protection standing alongside early warning, risk reduction and financial literacy, together, not a policy sold on its own.
How we work
One practice, four connected disciplines
Design, market systems, training and partnerships are not four separate offerings competing for the same budget line. Each one is what makes the next step possible.
- 01
Design and price the product
Earth-observation data, participatory Unit Area of Insurance delineation and actuarial pricing come together as a real, calculable index product — not a generic template applied to a new region.
What this involves - 02
Build the market around it
A product only works once registration, premium collection, seasonal monitoring and payout disbursement exist around it, so the same practice builds the distribution and demand-generation systems, too.
What this involves - 03
Train the people who run it
Bespoke, certified training for the institutions and teams operating the product day to day, so the system keeps working once the design phase is over.
What this involves - 04
Convene the partners who make it work
None of the above happens in isolation. Agribusinesses, cooperatives, government agencies and insurers are convened around the same information base, so risk reduction is collective, not siloed.
What this involves
Our story
‘Dalili’ means signal in Kiswahili
We are the signal that triggers protection before crisis strikes. Founded in 2022 by experts in disaster risk financing, Earth Observation and market systems development, Dalili exists to make climate insurance accessible, accountable and action-oriented for every farmer and pastoralist facing climate risk in Africa.
Accuracy and integrity
Science-backed indices and transparent payouts.
Local relevance
Solutions tailored to pastoralist realities.
Inclusivity
Reaching the communities insurance has underserved.
Sustainability
Built to last beyond donor cycles — commercially viable.
Milestones
2022
Founded in Nairobi
Dalili Advisors Ltd is incorporated by a team of disaster risk finance, Earth Observation and market systems specialists.
2023
IFC / World Bank
Feasibility study for index-based livestock insurance and animal encroachment insurance in Bauchi and Plateau states, Northern Nigeria.
2024
L-PRES / World Bank
The feasibility study extends to Sokoto and Adamawa states, alongside a completed baseline livestock value-chain study.
2024
Innovate UK
Funding secured for NINDEX design refinement, and the Zep-Re / DRIVE project on livestock insurance and financial inclusion tools for Kenya's ASAL counties.
2025
InsuResilience Fund
A two-year pilot subsidy for livestock and animal encroachment insurance across all four Nigerian states (2025–2026).
2026
SCBF — NINDEX launch and scale-up
Official product launch with Africa Re, NAIC, AIICO, NSIA, Leadway, Rex Insurance and SmartCash by Airtel.
Our team
Multi-sector expertise, one team
Actuarial science, Earth Observation, market systems development and last-mile delivery — the disciplines an index insurance programme needs, working together.
Co-Founder & Technical Lead
- Earth Observation & big data analytics
- DRF / index insurance design
Co-Founder & Market Systems Lead
- Insurance market development
- Digital delivery & MFI partnerships
- Capacity building & training
Actuarial & Risk Specialist
- Actuarial science
- Insurance and payout automation
Earth Observation Technical Associate
- Restoration ecology
- Earth Observation
- Proposal development
Where we work from
Based in Karen, Nairobi, Kenya
Our team works from Karen, Nairobi, Kenya, moving between that office and the field — the rangelands, cooperatives and agrodealer networks where the Unit Areas of Insurance we design actually get delineated, priced and put to work.
Talk to us
Want to know more about how we work?
Whether you're evaluating us as an advisory partner, a calculation agent, or a training provider, we're glad to walk through the practice in more detail.