Impact
Resilience, defined before it's claimed
True resilience is financial protection working alongside early warning, risk reduction and financial literacy — not a policy sold on its own. This page sets out how Dalili defines and would measure each part of that, and how each figure would be verified once one exists — never a number stated before it is real.
Financial protection delivered
What we will report, and how
Once a season closes, financial protection delivered is a matter of record, not opinion: sums insured on live policies, policies issued, and payouts made, each one traceable to a registered policyholder and a role-based, audited entry in the platform. That is the standard this page holds itself to before it publishes a single figure.
Speed to payout
Faster because of what does not have to happen first
A traditional claims process cannot begin until an assessor has visited and verified an individual loss. An index-triggered payout process begins the moment the agreed index crosses its trigger. That structural difference is real and statable today.
No assessor visit has to happen first
A payout process begins when the same objective, satellite-derived index crosses a threshold that was fixed before the season began — the same reading for every policyholder inside a Unit Area, not an individual assessment queued behind everyone else's.
The confirmation step is already automated
Index Insure's payout gateway confirms a payout to the policyholder by SMS, with a role-based, audited record behind it, rather than a manual notification step that depends on who is available to make it.
Early warning
Financial protection is one part of resilience, not all of it
Dalili's own position is that true resilience combines financial protection with early warning systems, risk reduction strategies and financial literacy programmes — not one product sold on its own. That is what separates this from a pure insurance broker. Early-warning integration means pairing the same index and Earth-observation record that prices a policy with a signal a farmer or pastoralist can act on before a season turns, not only a payout after a trigger has already been crossed.
Financial literacy
Financial literacy as risk infrastructure, not an add-on
The same market-systems work that builds registration and payout distribution around a product also creates the awareness content that makes it usable — including materials designed for local languages and low-literacy readers, not a single generic leaflet. Financial literacy is one of the four things Dalili's own definition of resilience combines, alongside financial protection, early warning and risk reduction, not a training add-on bolted onto a policy.
Talk to us about what you need to see
Donors, DFIs, governments and NGOs work with Dalili through the same convening model behind every product design. Read how, or start the conversation directly.